Credit counseling is always a good idea whether you’re thousands of dollars in debt or you actually have pretty good credit. By speaking with a credit counselor you’ll be able to better understand your own personal finances and the help you receive could possibly benefit you for years to come.
In recent years there has been much unfavorable publicity when it comes to companies that offer credit repair counseling. It has become public knowledge that many such counselors have been caught deceiving their clients and betraying the trust that was placed in them.
If you’ve recently been rejected for a loan because of a low credit score, don’t despair. You simply need to gain some knowledge and take some action to start improving your credit score.
Everyone knows that having large amounts of credit card debt is not a good position to be in. However, as today’s economic problems show, overuse of credit can have even more serious implications.
It seems like the credit crunch is getting worse! Every day, there are new news stories about the terrible state of the economy, how debt is growing and how it is only going to get worse!
When our industry was flooded with easy money such as exotic mortgages i.e. 1% mortgage rates and the lure of lower payments and more house associated with adjustable rate mortgages has caused the rip…
Freedom of Choice
When it comes to credit repair, there are many professional organizations out there that are willing to help you with this monumental endeavor and it can be overw…
From break-ins to break-ups, there’s nothing like a crisis to test your mettle. Are you a wimp or a COSMO woman, confident of your inner strength and ways to wield it?
Not everyone is, in spite o…
There are a lot of options out there for dealing with your debts. Here is a listing of them and the pro’s and con’s for each.
1) Bankruptcy, Chapter 7:
The pluses: Clears your debt, with…
Isn’t it amazing that neither Fannie Mae or Freddie Mac provided subprime loans, but yet they are in financial trouble that requires a 200 billion dollar bailout. The truth of the matter Americans hav…